Divorce and separation

Divorce and separation are one of the most stressful and emotionally difficult life events you may experience and support is crucial during this time.

For most people sorting out the financial side of a divorce can be confusing. Therefore it is important to engage with a trusted professional to help you make the right financial decisions. Your needs will change as the separation progresses. 

As Principal of Kilsaran Financial Planning, an Associate Partner Practice of St. James's Place, with over 20 years’ in financial services I have the experience to help reduce the stress, worry and anxiety from the financial side of divorce or separation. 

Areas I can help with: 

  • Obtaining current information on pension, investment and savings plans.
  • Understanding your tax situation and how best to manage your finances. 
  • Investing pension funds appropriately following a Pension Sharing order. 
  • Securing a mortgage to buy out your partner’s or spouses share of the house or to purchase a new property. 
  • Ensuring that maintenance paid by your spouse or partner will continue if they are ill or die. 
  • Creating a financial plan that is bespoke you, accessing your needs and priorities. 
  • Putting the appropriate family protection plans in place so if anything were to happen you and your loved ones would be taken care of. 
  • Your former spouse maybe entitled to part of your pension; or the opposite. Understanding how the division could affect your retirement, then making suitable changes if necessary.

With preparation and financial planning during and after divorce, you can protect your financial interests and take charge of your future financial well-being. I have the expertise to strip back the layers of complexity and uncertainty that arise from discussions on financial settlements.

It is my aim to help you understand your financial needs and help you make informed financial decisions that will benefit you and your loved ones. It is important that your financial situation is then reviewed regularly to help you meet and keep track of your financial goals. I offer a bespoke financial planning service unique for each client.

Please get in touch for a no obligation consultation. It could be the first step to achieving your financial independence.

The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.

Stephanie Beddis

Kilsaran Financial Planning
An Associate Partner Practice of St. James's Place Wealth Management
Discover how our tailored advice can help secure your finances today and deliver on your aspirations for tomorrow.