Ethan didn’t want to take a leap of faith with his money. So these are the tools we gave him. 

In his mid-forties and on a good wage, Ethan had accumulated a healthy amount of cash and assets scattered across different providers. But he felt ill-prepared to make any big financial decisions. He needed Kilsaran Financial Planning to demystify his finances and give him a financial plan.

• With different ISAs, premium bonds, cash saved in various bank accounts and inherited company shares - Ethan didn’t know what to do with them all. 
• Ethan hadn’t thought about what his long-term goals were and what he was trying to work towards. 
• The stock market and financial product options were way out of his comfort zone.

• We took time to discuss with Ethan what his future might look like and helped him work out some goals that his money could help him achieve:

1. To have a career break and travel the world at 50. 
2. To have enough money to pay for his daughter’s wedding if she ever married. 

• We worked out a suitable level of risk and recommended different strategies to hold investments in the most tax efficient way. 
• We wrote to his investment and ISA providers on his behalf for the information we needed to do our analysis 
• We now meet for regular updates to ensure his investments are on track and have an annual review as part of his ongoing support from us.

• For Ethan, the biggest benefit was the relief of knowing he was back in control of his money and assets. 
• He can now afford his year-long career break travelling the world. 
• He’s on target for a financially secure future, knowing his money is working hard to get him where he wants to be.

We’ve changed some names and identifying details to protect our client’s privacy.

Contact us now to book a no-obligation consultation.

The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested. Equities do not provide the security of capital associated with a deposit account with a bank or building society. 

The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances.

The advice provided was given after a full evaluation of their specific needs, circumstances and requirements. The solutions provided would not be suitable for most investors and the information provided does not constitute advice.